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This communication is strictly intended for individuals residing in the states of CO, FL, MN, and WI. No offers may be made or accepted from any resident outside the specific states referenced. AR-3571 |20280 - 2020/7/22 Licensed Insurance Professional. We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice.